Cash back is cool...

One of the things I do enjoy about using credit cards is when they are the type that offers cash back credit cards, credit card reward points, or credit card loyalty. I even do that with my debit card, preferring to use the one that offers me cash back on purchases so that if I am going to spend my money I get something back in return. Those pennies add up at the end of a year. Another smart thing to check especially when considering a new credit card is do they offer 0% balance transfers. If you are going to consider transferring money it makes sense to find out what the fees are. If you live in the UK and you want to compare credit cards it's very easily done thru www.cardguide.com/uk, which is the sponsor of this post.