Sunday, July 24, 2011

Save energy this summer

With the Midwest in the grip of a summer heat wave for the next several days, FirstEnergy (NYSE: FE) is offering tips to help customers save energy and money while keeping their cool.
  • Close air conditioning registers in unused rooms and keep the doors to those rooms closed.  This will reduce the amount of energy your air conditioner will use to maintain your home's temperature.
  • Don't position heat-producing appliances near wall-mounted thermostats.  Doing so will make your air conditioner run longer than necessary to maintain your preferred temperature.
  • Consider setting air conditioners a few degrees warmer on hot days.  Every degree you add to your interior temperature in the summer can reduce your energy usage by up to 3 percent.
  • Switch to compact fluorescent light bulbs (CFLs).  CFLs use up to 75 percent less energy than traditional incandescent bulbs and they produce less heat.  
  • Now is a great time for an HVAC tune-up.  Your FirstEnergy utility may offer rebates on HVAC tune-ups or discounts on the purchase of new, energy efficient HVAC units.  To see if you qualify, visit www.energysaveOhio.com or www.energysavePA.com.  
  • Close drapes or blinds on windows that receive direct sunlight.  Blocking the sun's rays reduces the temperature in your home, which means your air conditioner has less work to do.
  • Consider joining the Easy Cool Rewards Program to manage your air conditioning when you're not home.  You'll receive $60 and a Honeywell programmable thermostat (a $250 value).  For details, please visit www.energysaveOhio.com or www.energysavePA.com.  
  • If your home has an attached garage, keep your garage door closed during the hottest hours of the day.  This can reduce the amount of cool air that might escape, resulting in less work for your air conditioner.
  • Locate window air conditioning units where they will be in the shade during the hottest hours of the day.  Keeping the sun off your window air conditioner will reduce its workload and increase your energy efficiency.
  • Cook with the microwave instead of the oven.  Traditional ovens require far more energy than microwaves, and they produce substantial heat inside your home, making your air conditioner run longer.
  • Run kitchen and bath exhaust fans only as long as necessary to remove odors or steam from the room.  Leaving a fan running will pull cool air from your home, increasing its temperature.
  • If you have a second refrigerator or a freezer that's running but not being used, consider having it recycled.  You'll get a cash rebate of $35 to $50 and save up to $150 every year in energy costs.  

To learn more about energy efficiency and to read about rebate programs you may be eligible for, please visit www.energysaveOhio.com or www.energysavePA.com.
FirstEnergy is a diversified energy company dedicated to safety, reliability and operational excellence. Its ten electric distribution companies comprise the nation's largest investor-owned electric system.  Its diverse generating fleet features non-emitting nuclear, scrubbed baseload coal, natural gas, and pumped-storage hydro and other renewables, and has a total generating capacity of approximately 24,000 megawatts.

Wednesday, July 20, 2011

Wireless Industry related job growth still predicted

As more and more consumers switch to smartphones, tablet computers and wireless applications, the U.S. wireless industry is doing well, but hiring was reported as down according to U.S. Labor Department figures released earlier this month. There are about 20,000 fewer jobs than when the recession ended in June 2009 and 2,000 fewer than a year ago.

While that may seem like bleak news, the customer service aspect of the increased sales will lead to a continued need for call center process outsource providers to exist and prosper. With the similarity of electronic devices between carriers, cross training call center employees is something that is already being done.

Back when I worked at a call center several years ago, customer service staff were cross trained to provide technical support for several different cable providers. That can be done in many industries, including wireless.

Call center operations in the U.S. as well as overseas continues to grow. Recent research conducted by IBM shows there are now more call center agents in the Philippines than there are in India.

The Contact Center Association of the Philippines estimates that 350,000 Filipinos work in call centers, compared to 330,000 Indians.

Saturday, July 16, 2011

The many services of the American Legion

 Last November, in a Massachusetts town along the Vermont border, a young mother who had just given birth to her second child was turned out on the streets by her parents.
The woman's husband was a soldier serving in Afghanistan, and her parents did not approve of the war.
"They just tossed her out, along with her two children. So the Red Cross called us up and we found her a suitable place to live," says Steven Jimmo, state chairman of The American Legion's Family Support Network.
Legionnaires moved quickly, working with the new landlord to get the homeless family settled. The night before Thanksgiving, Jimmo drove more than two hours to hand-deliver a check to the landlord for a security deposit. While inspecting the house, Jimmo and other Legionnaires discovered that a lot of basic housekeeping items were missing.
"So we contacted the local American Legion post and it responded immediately. They worked hard over the next 24 hours to get the necessary amenities," Jimmo says. "They provided curtains for the apartment, additional food, furniture and toys for the children. They made sure this young woman with her two infant children – whose father was on duty overseas – had a memorable Thanksgiving."
As in other states, The American Legion works closely with Massachusetts National Guard and reserve units, reaching out to help our troops and their families. Jimmo says the Legion often helps military families avoid having their utilities turned off, homes foreclosed and other domestic calamities.
"We usually have companies beating down our doors, wanting to assist these families during their hour of need. So we've organized them into a network willing to do things at cost, which the Legion often covers," Jimmo says. "In all of these cases, the families in need are never asked to pay for anything."
Not only for veterans
American Legion National Commander Jimmie L. Foster says many people think his organization only helps veterans, "but that definitely is not the case. On any given day, one or more of our Legion posts is lending a hand to military families – everything from emergency rent payments to fixing a car or mowing a lawn."
Foster says the Legion was founded by active-duty troops who fought in France during World War I. "It's a fact that most of our members are veterans, but we also have a good number of active-duty, reserve and National Guard members. Anyone now serving in the military – or since the Desert Shield and Desert Storm campaigns – is welcome to join us."

California Supreme Court upholds bag ban

 The California Supreme Court today issued a ruling that impacts not only plastic bag bans throughout the state but has far-reaching ramifications for the circumstances under which public agencies must prepare environmental impact reports under the California Environmental Quality Act ("CEQA").  The court ruled in favor of the City of Manhattan Beach, paving the way for the city's ban on plastic bags to go into effect.  Downey Brand partner Christian Marshargued the case before the Supreme Court on behalf of the appellant, Manhattan Beach.  He was joined in the argument by James Moose of Remy Thomas Moose & Manley for amici curiae Californians Against Waste.  "We were confident the city had a right to impose the bag ban, and this ruling gives cities acrossCalifornia some real clarity," Marsh said.  
An industry coalition of plastic bag manufacturers and distributors known as the Save the Plastic Bag Coalition sued Manhattan Beach for its citywide ban on plastic bags, arguing that the environmental impacts associated with increased paper bag use would outweigh any environmental benefits of the ban.  The city, among many in California with similar ordinances, imposed the ban to limit the number of plastic bags making their way into the ocean and marine environment.  The case raised two important issues that have been facing fiscally-strapped cities and counties across the state: (1) whether the coalition, which had a commercial interest in overturning the ban, qualified for "public interest" standing under CEQA, and (2) what is the legal threshold under CEQA for when a project or ordinance necessitates preparing an environmental impact report, known as an EIR.  In its ruling, the court sided with the city on the CEQA threshold, but ruled against the city on the coalition's standing to sue.

Laminate it

I used to like wall to wall carpet, but after years of having to steam clean carpets because of pets and children? I'm a fan of laminate floor above hardwood floors. Laminate is much easier to care for and much easier to install. If you have ever spent weeks sanding down a hardwood floor and then coating it? You'll understand why laminate is easier to install. Water spilled or those pet accidents on a wood floor can create issues if it's not caught immediately, that's not a problem with laminate. There is really less cleaning time with laminate versus carpet when you consider no vacuuming or steam cleaning and for many it helps reduce allergen issues.

Get a free Lemon Ice at Fazoli's

Rome is not only the capital of Italy, it's the largest city in Floyd County Georgia, a place in New York where a major Revolutionary War battle took place, and a small town in South Carolina near Myrtle Beach. In fact, Rome is the name of more than 8 cities located throughout the United States.  And there are numerous other places in America named after Italian cities and towns.  Name just one of them and you will receive a free Italian Lemon Ice from Fazoli's in flavors of the old country.
From July 18 through July 22, stop by any participating Fazoli's restaurant and provide the name of an American city with an Italian name, and you will receive a free Italian Lemon Ice.  This includes two new flavors, Pomegranate Passion Fruit and Orange Italian Cream.  The Lemon Ice giveaway is all part of Fazoli's Tour of Taste promotion, where the flavors of RomeTuscanyCampaniaNaples and Sicily are being featured through five new entrees.  There is also a chance to win a trip for two to Italy and other great prizes included in Fazoli's Tour of Taste Sweepstakes, which can be entered by visiting participating restaurant locations.  Sweepstakes ends July 31, 2011.
Cathy Hull, chief marketing officer for Fazoli's, believes most people can identify at least one American city with an Italian name.   "Just off the top of my head Florence, Naples and Venice come to mind, but there are so many more cities in the United States with Italian names," said Hull.  "What's interesting is that each region of Italy brought different flavors to America as well.  We are highlighting these flavors with our Tour of Taste entrees, and you don't have to live in Rome to enjoy them."
An American family favorite for more than 20 years, Fazoli's is a leading QSR with an all new menu featuring freshly prepared Italian entrees, Submarinos® sandwiches and salads and a contemporary new restaurant design.  Founded in Lexington, Ky. in 1989, Sun Capital Partners acquired Fazoli's in 2006.

On upcoming lead level changes

The U.S. Consumer Product Safety Commission (CPSC) voted (3-2) that there was insufficient evidence to make a determination that manufacturers of children's products sold in the United States could not meet a total lead content limit of 100 parts per million (ppm) for a product or product category. The new total lead content limit, which is called for in the Consumer Product Safety Improvement Act (CPSIA), goes into effect on August 14, 2011 for manufacturers, importers, retailers and distributors of children's products.
Through the CPSIA, Congress set tough new levels for lead content in products designed or primarily intended for children 12 and younger.  Lead is a heavy metal that is toxic for children, and associated with lowered levels of learning, impaired hearing, brain damage and, at high levels, can be fatal.
Congress directed CPSC to phase in the reduced levels for lead content over a three year period, starting with 600 ppm on February 10, 2009. The level dropped to 300 ppm on August 14, 2009. Finally, Congress directed the total lead content limit be set at 100 ppm, unless the Commission determined it was not technologically feasible for a product or product category.

Let them eat cake

You don't have time to bake, or your baking skills are not quite what you'd like them to be, or the person you'd love to let enjoy some cake is miles away from you. Besides sending them a mix and some frosting in a box, what's an easier and even tastier way to let them eat cake? Send them mini-cakes at Sharis Berries and make their day a cake day. If you are looking for something bigger, they have that too and they have some amazing offerings, including red velvet ...

Friday, July 15, 2011

Hedging your bets

Despite negative markets in June, hedge funds were able to attract new assets, with an estimated $5.6 billion flowing into the space during the month.

Oliver Schupp, President of Credit Suisse Index Co., LLC, said, "The Dow Jones Credit Suisse Hedge Fund Index fell 1.36% in June, with eight out of ten sectors posting negative performance for the month. Managed Futures continued to experience trading losses, falling -3.07%. Conversely, the Dedicated Short Bias strategy, which includes funds aiming to capitalize on deteriorating stock prices, was the best performing sector for the month, finishing up 1.57%." 

Schupp continued, "Despite overall negative performance, the industry continued to see inflows with an estimated $5.6 billion in assets entering the space in June. New inflows now total $33.3 billion year-to-date. We currently estimate overall industry assets have fallen to $1.81 trillion."

Performance for the Broad Index and its ten sub-strategies is calculated monthly. June, May and YTD performance numbers are  are available at www.hedgeindex.com.

Those with sizable assets worried about deficit

A new study by TNS, the world's largest custom research firm, reveals that 87% of Americans with $500,000 or more in investable assets agree that the size of the US government's deficit is a major concern for them.

Of those surveyed, 40% stated that they would be willing to pay higher taxes if it meant there were no changes to Social Security and Medicare. Forty percent also agreed that in order to balance the federal budget, they would be willing to accept changes to both Social Security and Medicare.

Across the board there is concern and uncertainty around the U.S. economy and how it will affect the financial well-being of Americans.

43% feel the current state of the economy will jeopardize their retirement plans
40% plan to reduce the amount of money they spend compared to last year

Anxiety about the financial health of the U.S. government is also evident, with:

56% agreeing that they are concerned that the US government may default on its debt obligations
60% stating they do not think the US government should increase the federal debt ceiling

TNS also released its latest Investor Confidence Index, which declined in June to 102, its lowest level in a year. This 11 point drop is being driven by growing pessimism about the stock market and the direction of the economy.

"These findings reveal significant stress and discomfort among investors who control the overwhelming majority of the personal wealth in the U.S. We expect investor confidence to decline further if a decision concerning the debt ceiling isn't made ahead of the August 2nd deadline. On the other hand, a satisfactory resolution could raise investor confidence and spur a rise in the financial markets," said Joe Hagan, SVP at TNS.

The survey is part of TNS' Affluent Market Research Program.

Woof it up ...

There is nothing worse than having a great visual system but having a weak sound system, you miss the thrills and chills of a high definition movie when you don't have the ability to take full advantage of stereo sound. The same goes for computer game playing -- which is why many look for speakers such as this Energy speaker seller to amp up their surround sound abilities. Time to woof it up and have fun ...

Delta to make adjustments in 24 small markets

 Delta Air Lines today will notify the U.S. Department of Transportation (DOT) of its plans to adjust flying in 24 small markets. In concert with the retirement of Delta's Saab fleet and to halt $14 million in annual losses, the changes will affect Essential Air Service (EAS) markets.
Flights in these markets on average depart with 52 percent of the seats filled, with some locations as low as 12 percent. This compares to a domestic system load factor of 83 percent for 2010. Weak demand in some markets has led to flights occasionally operated with no passengers on board.  
"While Delta would prefer to continue serving these communities, the new reality of mounting cost pressures faced by our industry means we can no longer afford to provide this service. As we continue to strengthen our business, Delta is retiring the Saab turboprops and some 50-seat jet aircraft, which will hinder the financial viability of serving these smaller markets," Delta said.

Sunday, June 12, 2011

American Greetings announces "Opening Acts"

 One of the most time-honored birthday traditions is tearing into an envelope and reading the heartfelt birthday wishes inside the card. Then the addition of sound and other technological enhancements added a new twist that excited shoppers and recipients alike. Now American Greetings Corporation (NYSE: AM) has introduced Opening Acts™, an innovative new line of greeting cards that offer a unique remix to sound cards that are sure to bring a round of appreciative applause.
This new line pairs an audio envelope with a playful 360 degree die-cut card, offering a fun remix on the expected sound card. Upon opening the bright and colorful envelopes play music or a sound, offering up big smiles and then the cute card takes over to deliver even more happy birthday wishes. Themes range from birthday sweet treats and favorite cocktails to cute animals, a hula girl, and even Mission: Impossible.
"Usually the envelope gets almost completely ignored, but with Opening Acts the envelope is part of the whole experience. It really extends the process," said Carol Miller executive director of new product concepts at American Greetings. "We love the reaction our audio envelopes receive and know consumers will love to surprise and delight their friends and family with Opening Acts."
As the industry leader in innovative new greeting card formats, American Greetings has introduced more fresh and exciting ways to celebrate birthdays and other big occasions than any other greeting card manufacturer over the past year. Incorporating fresh twists on paper technology with carefully written copy and festive artwork, the combined effect is the perfect selection of greeting cards that are sure to surprise and delight any recipient.
Consumers can find Opening Acts in addition to a selection of other great new innovations from American Greetings at participating drug chains, grocery stores and mass retailers nationwide, as well as in American Greetings and Carlton Cards retail stores. For more information on American Greetings, please visit www.corporate.americangreetings.com. You can also follow them on Twitter at www.twitter.com/amgreetings and on Facebook at www.facebook.com/AmericanGreetings.

More than Stomp

The musical production "Stomp" was in my town not long ago, which is why when I saw the words steel drums, that's the mental image that was instantly created. However, drums are used for a huge variety of non-musical uses and quality is critical when it comes to using drums to store any type of liquid. What will work for an impromptu musical performance or even for the more skilled steel drum performers is not at the same level as a drum needed to transport or store other materials.

Researchers Improve Method For Finding Genetic Mistakes That Fuel Cancer

St. Jude Children's Research Hospital – Washington University Pediatric Cancer Genome Project scientists pioneer way to find more chromosomal aberrations in tumors; results likely to advance understanding of cancer
MEMPHIS, Tenn.June 12, 2011 -- A dramatically better computer tool for finding the genetic missteps that fuel cancer has been developed by St. Jude Children's Research Hospital – Washington University Pediatric Cancer Genome Project investigators. Researchers are using the new algorithm to help identify the chromosomal rearrangements and DNA insertions or deletions unique to cancer.
The new computational method is known as CREST, short for Clipping Reveals Structure. Using CREST, researchers identified 89 new structural differences in the cancer genomes of five St. Jude patients with a subtype of acute lymphoblastic leukemia (ALL) known as T-lineage ALL. CREST revealed complex chromosomal rearrangements, including one that involved four chromosomes. Investigators also used the tool to find 50 new variations in melanoma cells. Melanoma is the most serious form of skin cancer. The study appears in the June 12 advance online edition of the scientific journal Nature Methods.

Need more calcium?

Let's face it, most of us are not taking in the right amount of calcium that our bodies need, especially women who face the risk of weakening bones due to a lack of needed nutrients. That's why many health care professionals recommend when you aren't following the diet that you should, that you consider taking calcium supplements as a way to a healthier you. There are a variety of different formulations out there as well as prices, so ask your health care professional which one might be best for you.

IT employment continues to grow

 Though the rate of growth slowed in May, IT employment continued its pattern of month-over-month growth by adding 1,100 jobs.
According to a monthly index of IT jobs developed and published by TechServe Alliance, a collaboration of IT services firms, clients, consultants and suppliers, the number of IT jobs grew by 0.03 percent in May to 4,008,600 and is up more than 100,000 jobs from May 2010. IT Employment first crossed the 4 million mark in February.
"May marks the 17th consecutive month that the number of IT jobs has increased," observed Mark Roberts, CEO of TechServe Alliance. "While the rate of growth moderated last month, the long-term trajectory of IT employment remains decidedly positive," added Roberts.  

Sunday, May 29, 2011

Hard Rock Cafe hit hard ...

The Hard Rock Cafe International (USA), Inc. ("Hard Rock Cafe") was hit with three separate class action lawsuits - one in Miami, one in Hollywood, and one in Key West - for the company's alleged failure to pay servers and bartenders proper minimum wages required underFlorida law as a result of tip sharing practices. Each case was brought under the minimum wage provisions of Florida's Constitution, which was passed by citizen's initiative and became effective as ofMay 2, 2005. Plaintiffs are represented by the law firms of Burr & Smith, LLP (www.burrandsmithlaw.com) and Lichten & Liss-Riordan, P.C. (www.llrlaw.com).
The putative class actions related to tip sharing practices at the MiamiHollywood, and Key West Hard Rock Cafes were filed respectively in Circuit Court in Miami-Dade CountyBroward County, and Monroe County. Each complaint alleges that Hard Rock Cafe servers and bartenders were paid less than minimum wage during the period January 26, 2006 until approximately July 2009. The complaints assert that Hard Rock Cafe attempted to pay the servers and bartenders less than minimum wages while taking a tip credit allowable under Florida and federal law only when the servers and bartenders are allowed to retain all of their tips or where a legal tip pooling arrangement is instituted among employees "who customarily and regularly receive tips." The complaints allege that the servers and bartenders improperly shared their tips with individuals who were employed as expeditors. The complaints assert that the expeditors at each respective restaurant are not customarily and regularly tipped employees, but instead are kitchen employees who are responsible for ensuring food is prepared and garnished properly. The complaints allege that Hard Rock Cafe was not entitled to the tip credit because the servers and bartenders did not retain all their tips and paid a portion of their tips to expeditors.

May was salad month ...

Saturday, May 28th. This Memorial Day weekend will see many backyard parties among friends and neighbors. In addition to grilled chicken, hamburgers and hot dogs, there will be baked beans and potato chips. In many households, these standard items will be joined by a salad. Most grocery stores now carry a wide variety of greens, where some years ago, the standard all across America was iceberg lettuce. In fact, this is National Salad Month. It's also National Vinegar Month, a key ingredient in many salad dressings. Americans eat an average of 17 pounds of lettuce, six pounds of celery, and 2-1/2 pounds of mushrooms each year.

Always ask your health care professional

Growth hormone known by some as hgh is naturally produced in the human body, the side effects of using hgh are rare but have been known to happen. Normally they occur when someone has taken higher-than-recommended doses of hgh for more than the normal recommended time period. Problems can also be caused when using any product, including a hgh releaser when consumers to not check with a health care professional prior to taking supplements. Consumers should examine their reasoning for wanting to take a product, at times there are other options.

Faygo Beverages releases new flavors and tastings

Faygo Beverages will give its 22,243 Facebook fans the opportunity to taste its refreshing lineup of nine new flavors beginning Memorial Day Weekend when the Faygo Flavor Team hits the streets.
The Faygo Flavor Team will make surprise appearances at various locations throughout Detroit startingSaturday, May 28 through Saturday, June 4 to give away free samples of the newest Ohana and Faygo flavors.  Each time the team arrives at its location, it will "Check In" utilizing the Facebook application to notify Facebook fans of their location. Fans and the general public who visit the team on location will be treated to full-size samples and Faygo paraphernalia while supplies last.
"Faygo means fun and our Flavor Team was created to take that fun to the streets," said Al Chittaro, executive vice president of Faygo Beverages.  "Our summer lineup of new flavors brings Faygo's total to 56 different sodas and noncarbonated beverages and truly means Faygo has something for every taste."
The popular non-carbonated Ohana flavors will be introduced in a new one liter size. Previously, the only beverages sold in the one liter size were tonics, club soda and sparkling waters.
The new Ohana and Faygo flavors are:
  • Faygo Diet Peach – 20 & 24 oz. bottle
  • Faygo Pineapple Watermelon – 20 & 24 oz. bottle
  • Ohana Pink Lemonade – 1 liter bottle
  • Ohana Blueberry Lemonade – 1 liter bottle
  • Ohana Pineapple Orange – 1 liter bottle
  • Ohana Raspberry Iced Tea – 1 liter bottle
  • Ohana Peach Melon – 1 liter bottle
  • Ohana Peach Iced Tea – 1 liter bottle
  • Ohana Cherry Grapefruit – 1 liter bottle

Sunday, May 22, 2011

Cheese Seizure because of rodents ...

The United States Attorney's Office, at the request of the U.S. Food and Drug Administration, filed a verified complaint on May 13, 2011, requesting that the U.S. Marshals seize cheese products distributed by Brunkow Cheese of Wisconsin Inc., after FDA inspections found evidence of rodent infestation.  The U.S. District Court unsealed the case today, and documents show that the U.S. Marshals seized certain cheese products at the facility on May 17, and May 18, 2011.

Brunkow Cheese, based in Darlington, Wis., manufactures, packs, labels, and distributes cheese products. The products, according to the verified complaint filed, are adulterated within the scope of the Federal Food, Drug, and Cosmetic Act (FFDCA). 

The verified complaint alleges that in February 2011, FDA conducted a comprehensive inspection of the company that revealed evidence of rodent activity. A follow-up inspection in late April 2011, found that the company had taken corrective action to remedy many of the February violations, but had not resolved the rodent contamination problem.
The FFDCA governs the safety and accurate labeling of $1 trillion worth of products annually, including prescription and over-the-counter drugs, cosmetics, medical devices, blood and tissue products, and the nation's entire food supply except for meat and poultry.

SUBWAY® Restaurant Chain To Open 2,000 North American Locations In 2011

Business is booming when it comes to Subway.  "To continue to provide career opportunities to entrepreneurs and offer our world famous submarine sandwiches, which includes a wide range of healthier meal options, we will be aggressively looking for sites and ready to make deals," says Chris Kan, Training and Business Promotion Specialist for Subway Real Estate, LLC. "We have a proven system in place and an ever increasing consumer base. We will have more than 100 Subway developers, field staff and leasing specialists from all across North Americawill be attending the event."
The SUBWAY® chain is growing while others are not, and continues forge ahead with new opportunities in traditional shopping centers, mall and free standing locations as well as non-traditional venues such as hospitals, colleges, sports arenas and airports. Since this past January, the SUBWAY® chain has opened nearly 700 new stores in 50 countries, 43 U.S. states and 8 Canadian provinces, which equates to approximately 840,000 square feet of prime commercial retail space. In total, SUBWAY® franchisees lease more than 37 million square feet of property around the globe.

Internet has vast Medicare D info

Prescription Drug Plan or "PDP," better known to many as Medicare Part D, was created under the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (2003 Medicare Act) to help cover the costs of prescription drugs. Prescription drug coverage is offered only by private companies contracted with Medicare through stand-alone plans and through HMOs, PPOs, and PFFSs. Those who have Original Medicare or Medicare Advantage are eligible to enroll in Part D, it's a voluntary enrollment program. There is quite a bit of information out there on the Internet about Medicare part D plans for those who will be covered under Medicare as well for those assisting family members.

FDA: Do Not Feed SimplyThick to Premature Infants

The FDA is advising parents, caregivers and health care providers not to feed SimplyThick, a thickening product, to premature infants. The product may cause necrotizing enterocolitis (NEC), a life-threatening condition.
FDA first learned of adverse events possibly linked to the product on May 13, 2011. To date, the agency is aware of 15 cases of NEC, including two deaths, involving premature infants who were fed SimplyThick for varying amounts of time. The product was mixed with mothers' breast milk or infant formula products.
Illnesses have been reported from at least four different medical centers around the country. The illnesses of which FDA is aware involve premature infants who became sick over the past six months. SimplyThick was added to the feeding regimen of those infants, who later developed NEC, to help with swallowing difficulties stemming from complications of premature birth.  
The current situation is unusual because NEC most often occurs in babies within the hospital early in their premature course. But among the ill babies of which FDA is aware, some had been discharged from the hospital to home on a feeding regimen that included SimplyThick and then fell ill at home.

TV history tidbits

Profile America -- Sunday, May 22nd.  This was a big day in the careers of two of the nation's most beloved television stars who practiced their craft in two widely different settings.  It was on this date in 1967 that "Mister Rogers' Neighborhood" was first seen.  Host Fred Rogers entertained and educated youngsters for 34 years.  And it was also on this date in 1992 that Johnny Carson last
appeared on the "Tonight Show," after almost 30 years of dominating late night television with sophisticated comedy and interviews.  In the '60s, when both Rogers and Carson began, there were about 53 million homes with television sets.  Today, that number is more than twice as large.  You can find these and more facts about America from the U.S. Census Bureau, online at www.census.gov.

Get your Rv'ing on

School is almost out, the warmer weather is here and thoughts of camping as well as taking that recreational vehicle of yours "on the road again" -- Hopefully you've done some preventative maintenance before you parked your RV, but even if you did? They are a vehicle and will need repairs from time to time. That's when searching for the right place to have rv repairs done is important. Especially if you have a breakdown away from home.

Friday, April 29, 2011

Cambridge team wins Hult Global Case Challenge

 Hult International Business School today announced that the University of Cambridge team from the United Kingdom has been selected as the Global Final Winner of its 2nd Annual Hult Global Case Challenge.  The competition, held yesterday at a W Hotel in New York, focused on developing solutions to accelerate clean water access and sanitation around the world. The Hult Global Case Challenge is a Clinton Global Initiative Commitment to Action. President Clinton delivered the closing keynote address and presented awards to the winning team.  Hult provided the Global Winner with a $1 million prize, which will be made available to Water.org, an organization co-founded by Gary White and actor Matt Damon, along with the winning idea.  

Is it a magic powder?

Creatine increases the body's ability to produce energy quickly. Chad Kerksick, Ph.D., assistant professor of exercise physiology at the University of Oklahoma describes it like this, "If you can lift one or two more reps or 5 more pounds, your muscles will get bigger and stronger.

Research shows that creatine is most effective in high-intensity training and activities that require short bursts of speed. The use of creatine powder has been deemed to generally be safe to use. However, my standard advice applies, talk to your health care professional first since it's not for everyone and it's not without some side effects.

Popular gifts for Mother's Day

It's almost time to celebrate one of the toughest jobs; motherhood. And many families are searching for the perfect gifts to show mom how much they care. So, instead of simply giving mom flowers that will only last a few days, why not help delight mom with an item that will make her hectic, multifaceted life easier and more enjoyable. As moms look for ways to simplify their busy schedules, many are turning to consumer electronics to come to the rescue. From a tablet to manage her daily agenda to a camera or camcorder to capture special memories, Sears and Kmart have identified the top trending consumer electronics gift ideas that celebrate and help mom year-round, including:
  • Cameras and camcorders to record life's precious moments
  • Tablets for personalized entertainment and organization
  • Must-have accessories that complement "Me Time"

"As both a mother and a daughter, I know it's always a challenge to find a gift that demonstrates just how much you appreciate mom. So, what better way to show you care than with a present that alleviates her stress and makes her life more enjoyable," said Karen Austin, president of Consumer Electronics for Sears Holdings. "Moms continue to incorporate technology into their everyday lives, and Sears and Kmart are providing great gift ideas that will touch her heart."

It's one way to clean ...

While I have never been one of those who has used colon cleansing products, I have friends and family who have taken advantage of these types of products and who claim they have experienced health benefits from them. One piece of advice I've given, that most of them also followed, was to check with their health care professional before they used this type of a product. Also compare prices and ingredients, since at times there may be a variation. As with any health related product, it pays to do your homework ... you'll get a much cleaner result ...

Microsoft webcasts announced for Investors

Microsoft Corp. today announced participation in the following upcoming events with the financial community. Interested parties can listen to a webcast of these events on Microsoft's Investor Relations website at http://www.microsoft.com/investor.

Jefferies Global Technology, Internet, Media & Telecom Conference
Wednesday, May 11, 2011
11:10 a.m. EDT/8:10 a.m. PD T
Charlie DiBona, general manager, Server & Tools

JP Morgan Technology, Media & Telecom Conference
Monday, May 16, 2011
8:40 a.m. EDT/5:40 a.m. PDT
Kirk Koenigsbauer, corporate vice president, Microsoft Office Division

Founded in 1975, Microsoft (Nasdaq: MSFT) is the worldwide leader in software, services and solutions that help people and businesses realize their full potential.

Grape tomatoes recalled

Six L's of Immokalee, Fla. is voluntarily recalling a single lot of grape tomatoes, because they have the potential to be contaminated with Salmonella, an organism which can cause serious and sometimes fatal infections in young children, frail or elderly people, and others with weakened immune systems. The strain of Salmonella has not been determined and no illnesses have been reported.

The specific lot was packed on April 11 and was comprised of grape tomatoes that can be identified byCherry Berry lot code DW-H in either in clam shells or 20 lbs. cardboard containers. The product was distributed to North CarolinaSouth CarolinaAlabamaFloridaNew JerseyNew YorkMichiganPennsylvaniaCaliforniaGeorgia and Canada, and reached consumers through retail stores and restaurant distribution.

The contamination was detected through a random sample obtained by the USDA at a distributor in New York. The product is from a farm in Estero, Fla. which has since ceased production of that commodity.  

The recall does not include any other tomatoes or produce distributed by Six L's. Consumers who have purchased the specific lot of grape tomatoes mentioned above are urged to return it to the place of purchase for a full refund. Consumers with questions may contact Six L's at 877-606-1821, ext. 3955, 24 hours a day 7 days a week.

Home security

There are many reasons to consider the usage of smart home systems when it comes to home security. Crime in some areas is on the rise with many criminals targeting homes that appear to not be secure. There's also the insurance aspect, many times you can obtain a reduction in insurance rates if you have a security system, which depending on your rates, can create a scenario where a security system could pay for itself over time. Many companies offer a free security inspection, which can let you know areas where your home security needs attention.

National Prescription Drug Take-Back Day

Don't let expired or unused medicines collect in your home. It's important to dispose of them properly to prevent them from harming others.

Take part in the second annual National Prescription Drug Take-Back Day, sponsored by the Drug Enforcement Agency, on Saturday, April 30.

View a slideshow and read a Consumer Update from the Food and Drug Administration to learn about community take-back programs and other ways to dispose of unused drugs safely at
Sign up for e-mail notices of new FDA Consumer Updates at

Tuesday, April 26, 2011

Consumer Confidence Index® Increases Slightly

The Conference Board Consumer Confidence Index® , which had decreased in March, improved in April. The Index now stands at 65.4 (1985=100), up from 63.8 in March. The Present Situation Index increased to 39.6 from 37.5. The Expectations Index rose to 82.6 from 81.3.
The monthly Consumer Confidence Survey® , based on a probability-design random sample, is conducted for The Conference Board by The Nielsen Company, a leading global provider of information and analytics around what consumers buy and watch. The cutoff date for April's preliminary results was April 14, 2011.
Says Lynn Franco, Director of The Conference Board Consumer Research Center: "Consumer confidence, which had declined sharply in March, posted a modest gain in April. Consumers' short-term outlook improved slightly, suggesting that the uncertainty expressed last month is easing. Inflation expectations, which had spiked, retreated somewhat in April. Although confidence remains weak, consumers' assessment of current conditions gained ground for the seventh straight month, a sign that the economic recovery continues."

Compare the ink costs

One thing many consumers don't do when considering buying a new printer is look at the long term costs associated with the purchase. They often buy based on the lowest price of the printer, which may end up costing them much more in the long run. Whether it's brother printers or any other brand, compare the price of the printers you are looking at with the cost of the replacement ink cartridges. There can be a huge variation in the price, that less expensive printer as far as initial cost, may cost you more than it's price in ink. Considering almost every place that sells printers, either online or in a store, also carries ink? It's simple to compare ...

Home Prices Edge Closer to 2009 Lows

Data through February 2011, released today by S&P Indices for its S&P/Case-Shiller(1) Home Price Indices, the leading measure of U.S. home prices, show prices for the 10- and 20-city composites are lower than a year ago but still slightly above their April 2009 bottom. The 10-City Composite fell 2.6% and the 20-City Composite was down 3.3% from February 2010 levels.Washington D.C. was the only market to post a year-over-year gain with an annual growth rate of +2.7%. Ten of the 11 cities that made new lows in January 2011 saw new lows again in February 2011Detroitavoided another new low, managing a +1.0% increase in February over January, the only city with a positive monthly change. With an index level of 139.27, the 20-City Composite is virtually back to its April 2009 trough value (139.26); the 10-City Composite is 1.5% above its low.

In February 2011, the 10-City and 20-City Composites recorded annual returns of -2.6% and -3.3%, respectively. On a month-over-month basis, the 10- and 20-City Composites were both down 1.1% in February versus January. San Diego, which had posted 15 consecutive months of positive annual rates ended its run with a -1.8% annual rate of change in February 2011Washington D.C. has assumed that status, with 15 consecutive months of positive annual growth rates beginning in December 2009 throughFebruary 2011. Twelve of the 20 MSAs and both Composites fared worse in terms of annual growth rates in February compared to January. AtlantaClevelandDallasDetroitPhoenixPortland (OR) andWashington D.C. saw improvements in their annual rates of return in February versus January; New Yorkwas unchanged.

Quack is back

 Following a month-long search that included celebrities, actors, professional voice over artists and individuals from the general public, Aflac today introduced 36-year-old Dan McKeague of Hugo, Minnesota, a suburb of Minneapolis, as the new voice of the Aflac Duck. The married father of three submitted his audition online and was informed that he had been selected after a review of more than 12,500 live and online auditions.
"I have long admired people who can act and make the most of their voice and have tried to emulate them," McKeague said. "I want to thank Aflac for the incredible honor of voicing the greatest icon in corporate America and representing a company that not only leads its industry but also leaves a positive social imprint in every community it serves."

Sunday, April 10, 2011

Precious metals lure investors

Many investors prefer to have their money backed by precious metals instead of paper dollars. This has led to an increase in marketing offers for gold IRA that are being sought after in addition to 401k gold accounts that are not backed by paper dollars, giving those who do not have faith in the current currency system more security.

The premise is that should the economy falter, those who hold precious metals will maintain a higher degree of investment worth than those backed by US or other currency. This has extended to beyond purchasing precious metals into offerings of gold 401k accounts that use the same system as IRA gold accounts.

For those who have traditional currency backed IRAs there ways to transfer this to a precious metal based investment. Many brokers offer a gold IRA transfer so that you are able to take advantage of this type of an investment without having to start over. Gold has been the basis of an investment system for centuries, which is why many prefer to rely on gold or other precious metals as a part of their investment strategy.

Coast to Coast Toast to Earth Day set for April 20

The first-ever "Coast to Coast Toast to Earth Day" will take place on April 20, 2011. Co-hosted by Frei Brothers Reserve's Sonoma-based chief viticulturistJim Collins, and leading online wine community Snooth.com's New York-based editor Gregory dal Piaz, the virtual wine tasting will educate and celebrate those who enjoy high-quality wine and do their part to preserve natural resources.

"We believe better choices and better wine go hand-in-hand, today and for generations to come," says Collins.
This is the first time Snooth will feature a viticulturist in its monthly virtual wine tasting series.
Collins leads a team of farmers and works hand-in-hand with winemakers to practice sustainable farming and winemaking and to help realize exceptional quality and authentic flavors in the wine. Frei Brothers Reserve expresses the best of Sonoma County's sub-AVA's, including the Russian River Valley,Alexander Valley and Dry Creek Valley.

Hawaii lures foodies

This year, TasteHawaiiOnline.com wants travelers to journey to Hawaii to meet the local foodie community on Maui.
Local chefs, Chef Marc McDowell, Chef Beverly Gannon, Chef Ryan Luckey, Chef James McDonald and Chef Brian Etheridge, will share their passion for Hawaii's new farm-to-table movement through cooking demonstrations; food, wine and dessert tastings; lectures; panel discussions and 5-star gourmet dinners.
The "Invitation to Foodies" seminar is a 3-day culinary event that explores Hawaii's new eat local movement.  Attendees will gain knowledge that every foodie should know, personally and professionally, and meet local chefs, farmers and sommeliers.
This event benefits three Maui non-profits.  The non-profits are the Friends of the Children's Justice Center of Maui, Haku Baldwin Center and Ka Lima O Maui.

Baseball time is here

Spring is here and you've already forgotten for a moment about Miami Dolphins Tickets or New Orleans Saints Tickets, instead you start reading about who's making up which lineup and which pitchers will be the starting pitcher for the season for your favorite team.

It's also a good time of year to start looking for tickets online, you may be able to find a great deal on those New York Giant Tickets or plan ahead for that weekend you've always wanted that includes New England Patriots Tickets. Planning ahead can save you money when it comes to hotel and travel arrangements.

The Internet can also come in handy when it comes to baseball season, a last minute trip that includes Boston Red Sox Tickets is as easy as just a few mouse clicks away. Many times last minute travel deals can be just as affordable as ones you plan out months in advance. Great seats that may not be available through the stadium can be found online.

Jobs for the Future launches new publications

 Jobs for the Future (JFF) today released three new publications examining innovative ways community colleges are serving their students, communities, and emerging workforce needs.
Informed by research from the MetLife Foundation Community College Excellence Award program and other JFF initiatives, the briefs highlight effective examples of preparation in mathematics and for careers in health care and the green economy. Each offers new perspectives on the issue of college and career readiness.
"Across the nation, community colleges are leaders in providing educational and career opportunities for students of all ages and supporting local economic development," said Dennis White, president and CEO of MetLife Foundation. "The profiles of innovation in these publications provide good news for students and the future of America's workforce."

Blurry bifocal adventures

I've had to wear prescription glasses since I was in the sixth grade. This past year I was told that I needed to get bifocals. For me it was a nightmare of an adventure since my life entails computer screens and printed content as well as wanting to be able to see things clearly from a distance.

It took several trips to the place I purchased my glasses from, with things still not right with the no-line bifocals I selected. My advice? Make sure you clearly understand the return policy of where you purchase glasses some. I learned the hard way ...

Five Possible Income Tax Filing Problem Areas

 Maybe you're just a procrastinator by nature or it's been a rough year with too many life issues getting in the way of doing your tax season homework. So now, even with three extra days this year, you haven't filed your taxes yet, and the April 18 deadline is fast approaching.
Because you're in a last minute rush, it's even more important to take the time to check and double-check your work. According to the Illinois CPA Society, you should watch these five areas for errors that could cause you problems later:  

What would Regan do?

Confronted with an illegal strike by the air traffic controllers union in 1981, then President Ronald Reagan fired more than 11,000 controllers when they refused to return to work, changing government labor history forever.  In the second episode of a new web series, "What Would Reagan Do?" President Reagan's son, Michael, contrasts his father's action against current state government controversies in WisconsinOhio and other states.  “What Would Reagan Do?” can be viewed at the RightChange.com website, http://www.rightchange.com/wwrd.

"What Would Reagan Do? Public Unions," includes original video of President Reagan's public declaration that the walkout was illegal and that if government employees did not return to work within 48 hours, their jobs would be terminated.  When the strikers remained off the job, he followed through on his threat. This video is contrasted with President Obama's reaction to Wisconsin Gov. Scott Walker's legislation to cut back public union power and close a yawning budget deficit in his state.