Are you making the most of your credit cards?

I focus quite a bit on how to improve your credit score, but even with the current credit crunch you should always make sure that you are getting the best deal for the credit cards currently in your wallet. It's pretty simple to Compare Credit Cards online to know with your current credit score if there are better deals out there when it comes to the percentage of interest you are being charged, especially with the number of companies out there that offer zero or low interest credit cards.

It's also entirely possible that you can save money but taking advantage of a card with a zero or lower rate using a credit card balance transfer. Especially if your goal is to pay off the balance of a higher interest card during the introductory period of a zero or low interest card. I always recommend comparing the introductory period, they can vary and there are scenarios where if you know you are going to use a balance transfer and not be able to pay it all off that it might be more cost effective to go with a low interest rate card.