Family Insurance costs up

I already knew that family health insurance costs were up -- my family was hit once again with not only an increased premium deducted from my husband's paycheck, but our copays went up as well, creating an additional financial hardship. It doesn't really feel any better to know we are not alone:

NEW YORK (CNNMoney.com) -- American workers are taking yet another blow to their wallets this year -- a whopping 14% jump in costs to insure their families.

The spike comes even as premiums for family coverage rose only 3%. This discrepancy is a result of cost-conscious companies shifting more of the insurance burden onto employees.

Employees are paying about $4,000 to buy family insurance in 2010, $482 more than they did last year, the Kaiser Family Foundation said Thursday.

Ours actually increased 20% as far as premium cost with copays and prescription drug costs also rising.