If bills are piling up and creditors are calling, ignoring them won't make them go away or help your credit. Bankruptcy may sound tempting but that doesn't rebuild your credit. Debt consolidation can sometimes be the answer -- websites like http://www.anewhorizon.org are worth visiting.
Americans are buried in thousands of dollars of credit card debt, so don't feel as if you are alone. It's better to go with a service that is established and has a proven track record, read the fine print and ask questions. Reputable companies will have no problem with questions, they'll be happy to answer them for you.
There are no magic cures for credit problems. Though debt consolidation can get you on the road to credit recovery.
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