Trend showing things better or a temporary improvement?

When you look at the price of oil has dipped to about $102 after hitting a trading record of nearly $112 earlier in the week, while gold prices, which surged to above $1,000, fell back to $920 Thursday it is being stated by some this is evidence things will get better as long as this trend continues. This would make inflation concerns diminish, which would make it a lot easier for the Fed to deal with the weakening economy since inflation would be less of a worry.

Something not often mentioned is how the low rates have also hurt consumers. There is a lot of frustration about the fact that the rates for savings accounts, money-market accounts and certificates of deposit (CDs) have fallen along with interest rates. This has made many start looking at debt relief since most credit card rates have not fallen...